Copeland Insurance


Parcel delivery contractor insurance packs in coverage while you’re on the move.

"We manage your deliveries; let us manage your parcel delivery contractor insurance."

Essential Coverage for Parcel Delivery Contractors

Key Insurance Needs

Parcel delivery contractors require several essential coverages to ensure comprehensive protection while on the job. Primarily, business auto insurance is crucial, as personal auto policies may not cover accidents that occur during work-related driving. This coverage extends protection whether you’re driving your own vehicle, a rented or leased one, or a company-owned vehicle used for personal errands.

General Liability Protection

General liability insurance is essential to cover damages or injuries for which you may be held responsible during the course of your deliveries. This coverage is vital for addressing third-party claims arising from accidents or incidents related to your delivery activities.

Tailored Coverage for Specific Risks

Parcel delivery involves inherent risks such as package damage or theft. Cargo insurance is necessary to safeguard against these risks, covering replacement costs if parcels are lost, damaged, or stolen during transportation.

Customized Solutions

Insurance requirements can vary based on the specific needs of parcel delivery contractors, whether working with major companies like FedEx, UPS, or the USPS. It’s crucial to tailor your insurance policy to adequately address these unique risks and ensure your business remains protected against unforeseen events.

Stay Protected on the Road

Navigating the demands of parcel delivery requires comprehensive insurance coverage that safeguards both you and your business. Explore customized insurance solutions to meet your specific needs and protect against the diverse risks you face while on the road.

As a parcel delivery contractor, you use your delivery vehicle for both business and personal purposes. Non-trucking liability insurance offers coverage if you’re involved in an accident or cause property damage while using your vehicle for personal use outside of work duties.

Understanding Insurance Needs for Independent Parcel Delivery Contractors

Different Status, Similar Risks

As an independent contractor for a parcel delivery company, you operate independently and do not receive employee benefits. Despite this distinction, you still face daily injury risks. For instance, if you slip while carrying a package, you must have your own workers’ compensation coverage to handle expenses related to work-related injuries.

Vehicle Use and Insurance Requirements

When using a company-owned vehicle for personal errands, such as running errands, accidents may occur. Most companies carry specific policies for contractors to shield themselves from auto claims involving you. It’s crucial to understand your employer’s requirements and select adequate coverage, rather than settling for minimal protection.

Tailored Insurance Solutions

If you’re an independent contractor seeking parcel delivery insurance, reach out to discuss your unique requirements and explore comprehensive coverage options that ensure your protection while meeting company expectations.

Comprehensive Insurance for Parcel Delivery Contractors on the Move

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