Secure your business against uncertainties with general liability insurance coverage.
Protects against the risk of damages.
When safeguarding your business, it’s crucial to consider not only the physical assets like buildings and equipment but also the potential liability for damages to others. This includes scenarios where your business could be held financially responsible for injuries to individuals or damage to their property.
Coverage details.
General liability insurance primarily covers bodily injury to third parties and physical damage to their property. However, it typically excludes coverage for data loss, reputation damage (such as defamation caused by your employees), and claims arising from inadequate professional advice. For protection against professional errors, consider errors and omissions insurance tailored to your business needs.
- What is covered by general liability insurance?
Bodily injury, property damage, advertising injury, and medical payments are typically included.
- How much does general liability insurance cost?
The cost of your policy may vary depending on the industry type, location, and size of your business, as your risks will be different.
When is general liability insurance required?
General liability insurance is essential if your business interacts with clients at your location, theirs, or handles their equipment. It’s often a prerequisite for securing contracts with many businesses.
This type of insurance is a standard requirement for most businesses. Contact us to discuss the best coverage options for your specific business needs.