Copeland Insurance


Nail salon insurance is designed to help safeguard your business.

You pamper your clients; let us take care of your nail salon insurance.

Secure nail salon insurance tailored to your unique facility.

Due to the high foot traffic in your business, having adequate general liability insurance is crucial. For instance, if a customer trips while getting out of a pedicure chair and sustains a serious injury, you’ll need sufficient coverage. Basic business insurance might include general liability coverage, but an umbrella policy can help increase the coverage limits.

Consider professional liability and product liability policies.

When working with the public, the risk of being sued is always present. If a client gets an infection, has a reaction to a chemical, or believes a service you provided caused them harm, they may seek damages. Likewise, if a beauty product sold in your salon causes harm, you could face a lawsuit. Professional liability insurance and product liability insurance can help cover defense costs and any awarded damages.

Key coverage options for your nail salon insurance policy include general liability and errors and omissions liability coverage.

The cost of your nail salon insurance policy can depend on several factors, including the size of your business, the number of employees, the length of time you’ve been in operation, and your location.

Protect Your Specialized Business Equipment

Your nail salon is equipped with high-value items, from manicure and pedicure stations to polish displays and UV sterilizers. Replacing damaged or broken equipment can be costly, so it’s important for your insurance policy to cover these needs.

Maintain Operations During Disruptions

Your business relies on clients visiting for services, and a temporary closure could lead to financial difficulties due to lost revenue. Business interruption insurance can help cover operating expenses, relocation to a temporary site, and other related costs.

Don’t Overlook the Basics

While basic business insurance alone isn’t sufficient, it is still essential for your nail salon. Workers’ compensation insurance provides coverage if employees get sick or injured on the job. If you use a computer system for record-keeping and appointments, cyber liability insurance is crucial. Employment Practices Liability Insurance (EPLI) protects against claims of discrimination, harassment, or other improper conduct.

Interested in learning how nail salon insurance can benefit your business? Contact us to find out more.

Nail salon insurance is crafted to protect your business.

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