Copeland Insurance

888-291-7593

Fraternal organization insurance helps cover the activities and events you undertake.

Secure specialized coverage tailored to your group's unique needs with fraternal organization insurance.

Tailored fraternal organization insurance meets diverse needs.

Every fraternal organization requires insurance that suits its size, location, activities, and specific circumstances. A crucial starting point is commercial property insurance, which covers your lodge, hall, or building—whether owned or leased—against damages like fires, burst pipes, or vandalism. It may also include protection for theft, though earthquake and flood coverage typically requires separate policies.

Protecting your organization with general liability insurance is essential, particularly if you host frequent visitors. This coverage safeguards against injuries on your premises or damages caused to others’ property.

For specialized needs, directors and officers liability insurance (D&O) shields against accusations of mismanagement or errors by directors, officers, trustees, employees, and volunteers. Fraternal organizations such as alumni associations, civic groups, and veterans’ organizations benefit from this added protection.

Addressing allegations of misconduct is critical. Employment practice liability insurance defends against claims of harassment, discrimination, or wrongful termination. Additionally, abuse and molestation liability insurance may be necessary if your organization works closely with vulnerable groups.

If your fraternal organization owns or operates vehicles, business auto insurance provides coverage for accidents causing property damage or bodily injury. Hired and non-owned auto insurance is essential if employees or volunteers use personal vehicles for organizational purposes.

Events and fundraisers require specialized insurance coverage. Liquor liability insurance protects against liabilities arising from alcohol service, while event cancellation insurance reimburses costs if events are disrupted. Additional liability insurance covers injuries or damages related to event activities.

Beyond specialized coverage, consider basic business insurance like cyber liability for data protection and umbrella insurance to extend coverage limits.

Contact us today to discuss the unique insurance needs of your fraternal organization and explore comprehensive coverage options.

Insurance for fraternal organizations provides coverage for the various activities and events you organize and participate in.

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