Copeland Insurance


Commercial earthquake insurance helps keep the foundation of your business stable.

Earthquakes pose a threat to your business's stability. Ensure protection with commercial earthquake insurance.

Commercial property insurance may not cover earthquakes.

Your commercial property insurance might not cover earthquake damage, leaving you vulnerable unless you secure additional coverage. Commercial earthquake insurance is essential, especially if your business operates near geological fault lines prone to seismic activity. This type of insurance typically covers damage to your building and business property, such as inventory and equipment.

Earthquakes can disrupt your business operations significantly. They can cause infrastructure damage like cracked roads, downed power lines, and fires, potentially leading to prolonged closures. Some earthquake insurance policies also include business interruption coverage, which helps maintain your income during downtime until normal operations resume.

However, it’s crucial to note what commercial earthquake insurance typically excludes. It generally does not cover fire damage, vehicle damage, land damage like sinkholes or erosion, or flooding caused by earthquakes. For these risks, you may need separate coverage under your commercial property insurance, business auto insurance, or flood insurance policy.

To protect your business comprehensively against earthquake risks, consider proactive risk management strategies. Review your current insurance coverage for any gaps and explore additional policies that safeguard your building, property, and employees. Preparedness can potentially save costs and mitigate risks in the event of an earthquake.

Interested in learning more about commercial earthquake insurance and how it can safeguard your business? Contact us for detailed information and to discuss tailored coverage options.

Commercial earthquake insurance provides stability for your business's foundation during seismic events.

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