Copeland Insurance

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Trucking Insurance – Coverages to consider

Trucking companies typically need several types of insurance coverage to protect themselves, their employees, and their cargo. Some of the most important types of insurance for a trucking company to have include: It is important for trucking companies to work with a knowledgeable insurance agent or broker who can help them determine the right types and amounts of insurance coverage they need to adequately protect themselves and their business.

Workers Compensation Credits

Did you know that you could qualify for Credits on your Workers Compensation policy? The 2 most common types of credits are Safety Credits 2% credit https://www.myfloridacfo.com/division/wc/insurer/governmental/safety.htm Is there someone who can help me to establish a Safety Plan for my business? (Reference, Florida Dept of Financial Services website) Drug Free workplace Credit- UP to a 5% premium credit https://www.myfloridacfo.com/division/wc/insurer/governmental/drug-free.htm Is there someone who can help us set up a Drug Free Workplace? (Reference, Florida Dept of Financial Services website) Less Common Florida Contracting Classification Premium Adjustment Program This credit applies to qualifying employers that perform contracting* operations who pay their employees more than the average wage for the state https://www.ncci.com/Articles/Documents/UW_CCPAP_FL.pdf *read form for eligible contracting classes If your policy is not based in the state of Florida, contact us and we can help guide you in the right direction of who can help you set up a Safety or Drug Free plan.