Copeland Insurance


Earthquake insurance offers stable protection for your home.

Close the gap in your home policy with earthquake insurance, ensuring protection from the unexpected.

Understanding Earthquake Insurance

Most Home Insurance Policies Don’t Cover Earthquakes

You might think an earthquake event would be covered by your home insurance, but that’s not usually the case. The vast majority of policies specifically exclude earthquake damage, primarily because it’s considered a low-probability event with potentially high payout costs.

Coverage for Earthquake Damage and Destruction

The good news is that you can purchase specific earthquake insurance to cover damage and destruction to both your home and your building. Generally, the deductible for earthquake insurance is far higher than with ordinary home insurance. Although these policies cover damage to homes, their primary aim is to help mitigate the risk of total destruction.

The cost of earthquake coverage can depend on your location, the value of your property, and the materials used in its construction.

If an earthquake damages or destroys your home, could you afford to rebuild, replace your belongings, and pay for temporary accommodations? Earthquake coverage can help cover these costs.

Factors to Consider When Getting Earthquake Coverage

Depending on your location, you may need to shop around for an earthquake policy. In some areas, your home insurance provider may be required to offer earthquake insurance, but it might not cover your specific needs. Additionally, if you have vehicles, check to see if they are included under your earthquake policy.

Are you in need of earthquake insurance? For more details about your coverage options, contact us.

Earthquake insurance provides reliable protection for your home.

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